KIRNY TONG

 30TH JULY,2015

Four months left, It will be a new year.

It is time to look back around a year.

I have set up a new goal and achieve it.

This is a first year to save money for my goal.

In the past of myself, I was always planning how much I saved in the whole year.

But now I won't be like that because it didn't work for me.

I have to plan how much I can spend and save.

Also, making a guideline for my cash planning.

I have to check my planning regularly.

At the end of this year, I want to achieve my goal.